It’s not unnatural to fear fire. It’s a chemical reaction over which man has learned to exercise some control, but often that control gets away from us. People get hurt. Homes are destroyed. Lives are uprooted. What is natural is wanting to be compensated for the pain and suffering we must endure because of someone else’s negligence or an act of arson. When can you get compensation for a fire injury? It depends on the circumstances of your injuries.
In circumstances where there is the potential for a fire–no matter how small–there must be safety precautions. Many burn injuries occur in workplaces where employers haven’t taken the appropriate safety measures. In such cases, workers compensation might kick in before you get the chance to file a lawsuit. In other cases, a workplace employment agreement might try to prevent you from filing a lawsuit by forcing arbitration.
That doesn’t mean you don’t have options. You should explore them with a qualified personal injury attorney as soon as you get hurt. Do this before the internal investigation is complete.
In order to have a good claim, you may need to prove the negligence of your employer or the defendant responsible for your injuries. If that person or persons can, in turn, prove that you were partially or wholly to blame, then your chances for compensation will only diminish. Be sure not to discuss any of the details of the case with anyone but legal counsel, and don’t sign anything. Don’t admit fault, even if you think you’re responsible for what happened.
If fire or explosion is predictable, and employees haven’t been provided with adequate training, staffing, and safety equipment, then the employer hasn’t done its job to protect the well-being of its employees.
If you’re the victim of arson, wildfire, or a neighbor’s negligence, or manufacturer’s defect, you might still receive compensation. Health insurance and homeowners insurance might help, but each individual case is different and you should still provide a full accounting to your lawyer in order to find out exactly what kind of compensation you might qualify for.
WARNING: This video is not for the faint of heart