Sadly, Florida is one of the most dangerous places for a pedestrian to walk the streets. All of us know that if we’re hit, though, we have legal avenues available to compensate us financially for any injuries we incur. But it’s not always so simple. Take this example: a driver turns a corner too fast and doesn’t see you walking, then runs into you at a high speed. Later you find out you’ll need a half-dozen surgeries to make everything work right again. After that you’re looking at months, if not years, of physical therapy before you might be made whole again.
Even then, it’s not a certainty.
Normally we would sue the driver for any medical bills that resulted from the accident. In addition we might sue for any predictable medical bills that might arise in the future. We might sue for overall pain and suffering and emotional trauma. We might even sue for any wages we lost during our time in the hospital, or any diminished earning potential in the future.
But what happens when you get injured after being struck by someone who then fled the scene of the accident? What happens if that person is never found? Is there a way to find compensation?
There’s some good news.
If you own a vehicle yourself, then you probably (and hopefully) have car insurance. When the driver of a hit and run remains unidentified, you can still use the underinsured or uninsured motorists clause of your own insurance to cover all forms of compensation previously listed.
If you don’t own a vehicle, then things get a little bit more complicated. There’s still a shot to get reimbursed depending on where the accident occurred. For example, workers’ compensation should cover costs if the hit and run occurred on the job.
If you’re the family member of someone killed in a hit and run, then you also might be able to file suit against the perpetrator or find financial relief from the deceased’s insurance. Not only can you find compensation for all the aforementioned issues, but you can also collect for the deceased’s pain and suffering.
If you’re unsure of whether or not you can be covered through insurance after being injured in a hit and run where the driver was identified or not, then it works in your favor to find an experienced personal injury lawyer with whom to discuss your case. If you can make a claim, you’ll know it soon enough. Before you go, gather any relevant medical and billing information in addition to the documentation of any insurance you own.